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<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"><url><loc>https://settleuk.uk/payment-dates/adult-disability-payment</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking a bank balance beside a benefit letter and a mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/adult-disability-payment-dates/payment-check.webp</image:loc><image:caption>Adult Disability Payment: standard payments every four weeks, weekly in advance for terminal illness, and questions go to Social Security Scotland</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/attendance-allowance</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking a bank balance beside a benefit letter and a mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/attendance-allowance-payment-dates/payment-check.webp</image:loc><image:caption>Attendance Allowance: usually every four weeks; weekend or bank holiday payments usually arrive on the working day before; the decision letter gives the first payment date</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/bank-holidays</loc><image:image><image:loc>https://settleuk.uk/images/hero/bank-holiday.webp</image:loc><image:caption>Families walking along a UK high street</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bank-holiday-payment-dates/payment-explainer.webp</image:loc><image:caption>Find your normal benefit payment date; Weekend or bank holiday: usually paid before; Child Benefit can differ: check HMRC’s table</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/bank-holidays-2027</loc><image:image><image:loc>https://settleuk.uk/images/hero/bank-holiday.webp</image:loc><image:caption>Families walking along a UK high street</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bank-holidays-2027/explainer.webp</image:loc><image:caption>Good Friday: 26 March 2027; Easter Monday: England, Wales, Northern Ireland; Summer: Scotland 2 August; elsewhere 30 August; Christmas substitute days: 27 and 28 December</image:caption></image:image></url><url><loc>https://settleuk.uk/bins/bradford</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bins-bradford/sorting.webp</image:loc><image:caption>Bradford: green general waste, grey mixed recycling, brown garden subscription, food waste weekly once delivered</image:caption></image:image></url><url><loc>https://settleuk.uk/bins/bristol</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Terraced houses with wheelie bins</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bins-bristol/reporting-window.webp</image:loc><image:caption>Bristol missed-bin reporting: opens 5pm collection day, closes 5pm next working day; rubbish, recycling and garden waste reported separately</image:caption></image:image></url><url><loc>https://settleuk.uk/bins/kirklees</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bins-kirklees/green-bin-sorting.webp</image:loc><image:caption>Kirklees green-bin guide: clean, dry and loose; no glass, drink cartons, foil, bags, batteries or vapes</image:caption></image:image></url><url><loc>https://settleuk.uk/bins/leeds</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Terraced houses with wheelie bins</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bins-leeds/bin-checklist.webp</image:loc><image:caption>Leeds checks: bins out at 6.30am; report a miss after 5pm; extra recycling in a clear or green bag beside the green bin</image:caption></image:image></url><url><loc>https://settleuk.uk/bins/liverpool</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bins-liverpool/reporting-checklist.webp</image:loc><image:caption>Liverpool missed bin checks: out before 6.30am; blue, purple and food bins report after 2pm; report deadline 2pm next working day</image:caption></image:image></url><url><loc>https://settleuk.uk/bins/sheffield</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bins-sheffield/sorting.webp</image:loc><image:caption>Sheffield houses: blue for paper and card, brown for listed containers, black for general rubbish; put bins out by 7am</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/belfast</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-belfast/collection-check.webp</image:loc><image:caption>Belfast household bulky waste: free service in the council area, maximum seven items, leave items out by 7am on collection day</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/birmingham</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-birmingham/service-check.webp</image:loc><image:caption>Birmingham council notice: new requests paused; existing bookings will still be collected; electrical items collected separately</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/cornwall</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-cornwall/booking-check.webp</image:loc><image:caption>Cornwall bulky waste: up to eight items per order; one order per week; first four standard items £44 per order</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/hackney</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-hackney/standard-prices.webp</image:loc><image:caption>Hackney standard prices: one to five items £24, six to ten items £48, up to ten items per collection; separate collection charges may apply</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/haringey</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-haringey/collection-checklist.webp</image:loc><image:caption>Haringey bulky collection: one to four items £20; ten items maximum; items ready by 6.30am</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/lambeth</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-lambeth/collection-guide.webp</image:loc><image:caption>Lambeth paid prices: £36 for up to three items, £70 for up to six, £116 for up to ten; separate estate and Emmaus routes</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/leeds</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-leeds/collection-rules.webp</image:loc><image:caption>Leeds: up to five items, one free collection per financial year, further collections £30 each, maximum four collections per year</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/leicester</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-leicester/collection-guide.webp</image:loc><image:caption>Leicester: one free collection every two months, up to five items; extra five-item collections £22; present items by 7am</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/lewisham</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-lewisham/collection-checklist.webp</image:loc><image:caption>Lewisham charges: mattress £5 each; other large items £5 each; fridge or freezer £25, excluding American-style and double-door models</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/merton</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-merton/collection-checklist.webp</image:loc><image:caption>Merton collection bands: free entitlement up to three items; further up-to-three-item collection £39.75; four to six items £66</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/newham</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced homes with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-newham/collection-check.webp</image:loc><image:caption>Newham bulky waste: three free collections on a rolling 12-month basis, up to six items per collection, further resident collections £30</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/nottingham</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-nottingham/collection-guide.webp</image:loc><image:caption>Nottingham: two free bookings in 12 months from the first free booking, up to six items each; keep upholstered items and mattresses dry</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/redbridge</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-redbridge/booking-rules.webp</image:loc><image:caption>Redbridge bulky waste: one free collection every rolling 12 months, up to three items, chargeable items £15.20 each with three per booking</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/sheffield</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-sheffield/price-bands.webp</image:loc><image:caption>Sheffield bulky waste prices including VAT: one to three items £40.25; four to six £55.01; seven to nine £75.59; ten to twelve £95.48</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/southwark</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-southwark/collection-guide.webp</image:loc><image:caption>Southwark: £37 for up to ten bulky items, present by 6am, collection window 6am to 4pm</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/tower-hamlets</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-tower-hamlets/collection-rules.webp</image:loc><image:caption>Tower Hamlets: two free collections per calendar year, up to five items each, ready by 7am, collected between 7am and 3pm</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/wandsworth</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/bulky-waste-wandsworth/collection-guide.webp</image:loc><image:caption>Wandsworth household collection: £24.90 for up to four items, £11.10 each additional item, collection between 6am and 7pm</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/carers-allowance</loc><image:image><image:loc>https://settleuk.uk/images/hero/carer-support.webp</image:loc><image:caption>Carer helping an older man at home</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/carers-allowance-payment-dates/explainer.webp</image:loc><image:caption>2026 to 2027 weekly rate: £86.45; Choice: weekly in advance or every 4 weeks; Earnings: £204 or less after permitted deductions; Scotland: apply for Carer Support Payment instead</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/child-benefit</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking their bank balance beside a letter and mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/child-benefit-payment-dates/payment-explainer.webp</image:loc><image:caption>Usually every 4 weeks: Monday or Tuesday; Weekly payments in some circumstances; Bank holidays: check HMRC’s specific table</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/christmas</loc><image:image><image:loc>https://settleuk.uk/images/hero/christmas-payments.webp</image:loc><image:caption>Older couple beside a diary and Christmas tree</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/christmas-payment-dates/payment-explainer.webp</image:loc><image:caption>Christmas Day: 25 December 2026; Boxing Day substitute: 28 December 2026; New Year: 1 January | Scotland also 4 January 2027</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/cold-weather</loc><image:image><image:loc>https://settleuk.uk/images/hero/winter-heating.webp</image:loc><image:caption>Older woman by a radiator on a frosty morning</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/cold-weather-payment/explainer.webp</image:loc><image:caption>Season: 1 November 2026 to 31 March 2027; Recorded/forecast average: ≤0°C, 7 consecutive days; Amount: £25 for each qualifying 7-day period; Payment: within 14 working days after each period</image:caption></image:image></url><url><loc>https://settleuk.uk/council-tax/bands</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced homes in a UK residential street</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/council-tax-bands/band-and-bill.webp</image:loc><image:caption>Council tax bill checks: property band, local council charge, and discounts or exemptions; England uses 1 April 1991 values and Wales 1 April 2003 values</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/council-tax</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Row of red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/council-tax-explained/explainer.webp</image:loc><image:caption>Understanding your council tax bill: Property — Check the valuation band.; Local charge — Check how much your council charges for that band.; Your circumstances — Check discounts, exemptions and reductions.</image:caption></image:image></url><url><loc>https://settleuk.uk/council-tax/reduction</loc><image:image><image:loc>https://settleuk.uk/images/hero/paperwork-newcomer.webp</image:loc><image:caption>Person organising paperwork at a desk in a UK flat</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/council-tax-reduction/application-route.webp</image:loc><image:caption>Council Tax Reduction: apply to your local council; household income and savings matter; support can reduce the bill by up to 100%</image:caption></image:image></url><url><loc>https://settleuk.uk/council-tax/single-person-discount</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>A row of red-brick terraced homes in the UK</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/council-tax-single-person-discount/counted-adults.webp</image:loc><image:caption>Council tax single person discount: 25% off if you live alone or everyone else is disregarded; apply to your council</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/dla</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking a bank balance beside a benefit letter and a mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/dla-payment-dates/payment-check.webp</image:loc><image:caption>DLA payment checks: usually every four weeks, children's DLA usually on a Tuesday in GOV.UK guidance, and first-payment details come in the decision letter</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/easter</loc><image:image><image:loc>https://settleuk.uk/images/hero/bank-holiday.webp</image:loc><image:caption>Families walking along a UK high street</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/easter-payment-dates/explainer.webp</image:loc><image:caption>Good Friday: 26 March 2027 across the UK; Easter Monday: 29 March outside Scotland; Benefits due on holidays: usually working day before; Check your own award; no universal Easter payday</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/esa</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking a bank balance beside a benefit letter</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/esa-payment-dates/explainer.webp</image:loc><image:caption>Payment frequency: every 2 weeks; Assessment under 25: up to £75.65 a week; Assessment 25 or over: up to £95.55 a week; Support group: up to £145.90 a week</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/evisa</loc><image:image><image:loc>https://settleuk.uk/images/hero/paperwork-newcomer.webp</image:loc><image:caption>Newcomer completing paperwork with a passport and laptop</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/evisa-uk/explainer.webp</image:loc><image:caption>Your eVisa: account, status and travel</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/first-week</loc><image:image><image:loc>https://settleuk.uk/images/hero/uk-street.webp</image:loc><image:caption>Bus passing shops on a British high street</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/first-week-uk-checklist/explainer.webp</image:loc><image:caption>First-week priorities: official starting points</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/guides/fly-tipping</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/fly-tipping/disposal-checks.webp</image:loc><image:caption>Fly-tipping reporting steps: keep your distance, record the location and use official routes</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/guides/fridge-disposal</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/fridge-disposal/disposal-checks.webp</image:loc><image:caption>Fridge disposal checks: check take-back, keep it whole and check collection</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/jsa</loc><image:image><image:loc>https://settleuk.uk/images/hero/work-employment.webp</image:loc><image:caption>Employee speaking with a colleague</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/jsa-payment-dates/explainer.webp</image:loc><image:caption>Regular payments: usually every 2 weeks; 2026 to 2027, under 25: up to £75.65 a week; 2026 to 2027, 25 or over: up to £95.55 a week; Maximum duration: up to 182 days</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/guides/mattress-disposal</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/mattress-disposal/disposal-checks.webp</image:loc><image:caption>Mattress disposal checklist: check reuse, check council options and check the carrier</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/national-insurance-number</loc><image:image><image:loc>https://settleuk.uk/images/hero/paperwork-newcomer.webp</image:loc><image:caption>Newcomer completing paperwork with a passport and laptop</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/national-insurance-number/explainer.webp</image:loc><image:caption>National Insurance number: your next step</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/minimum-wage-2026</loc><image:image><image:loc>https://settleuk.uk/images/hero/work-employment.webp</image:loc><image:caption>New employee with a lanyard talking to a colleague at work</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/national-minimum-wage-2026/explainer.webp</image:loc><image:caption>Minimum wage from April 2026: 21 and over — £12.71 an hour — qualifying apprentice rules apply.; 18 to 20 — £10.85 an hour — qualifying apprentice rules apply.; Under 18 / apprentice — £8.00 — check school leaving age and apprentice rules.</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/nhs-number</loc><image:image><image:loc>https://settleuk.uk/images/hero/gp-surgery.webp</image:loc><image:caption>Patient talking to a receptionist at a GP surgery front desk</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/nhs-number/explainer.webp</image:loc><image:caption>Finding your NHS number: Online — Log into the NHS App or NHS website account.; On paper — Check prescriptions, test results or appointment letters.; Your surgery — Contact your GP surgery.</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/open-bank-account</loc><image:image><image:loc>https://settleuk.uk/images/hero/phone-bank-payslip.webp</image:loc><image:caption>Hands holding a phone and bank card next to a printed payslip</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/open-a-bank-account-uk/explainer.webp</image:loc><image:caption>Fee-free basic bank accounts: Everyday banking — Fee-free for standard operations in sterling.; Borrowing — No overdraft facility.; Applications — Eligibility and legal checks still apply.</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/p60</loc><image:image><image:loc>https://settleuk.uk/images/hero/phone-bank-payslip.webp</image:loc><image:caption>Hands holding a phone and bank card next to a printed payslip</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/p60-explained/explainer.webp</image:loc><image:caption>P60: annual pay and tax: Tax year — 6 April to 5 April.; Who supplies it — Employer you work for on 5 April.; Deadline — By 31 May, on paper or electronically.</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking their bank balance beside a letter and mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/payment-dates-hub/payment-explainer.webp</image:loc><image:caption>Universal Credit: every month; PIP and State Pension: usually every 4 weeks; Weekend or bank holiday: usually paid before</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/pension-credit</loc><image:image><image:loc>https://settleuk.uk/images/hero/christmas-payments.webp</image:loc><image:caption>Older couple beside a diary and Christmas tree</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/pension-credit-payment-dates/explainer.webp</image:loc><image:caption>Payment frequency: usually every 4 weeks; 2026 to 2027 single income level: £238 a week; 2026 to 2027 couple income level: £363.25 a week; These are top-up levels, not flat payments</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/pip</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking their bank balance beside a letter and mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/pip-payment-dates/payment-explainer.webp</image:loc><image:caption>PIP is usually paid every 4 weeks; Your letter gives the first date and weekday; Bank holiday: usually paid before it</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/register-with-gp</loc><image:image><image:loc>https://settleuk.uk/images/hero/gp-surgery.webp</image:loc><image:caption>Patient talking to a receptionist at a GP surgery front desk</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/register-with-a-gp/explainer.webp</image:loc><image:caption>Register with a GP in England: Registration — Everyone in England can register for free.; Documents — You do not need ID or proof of address.; NHS number — You do not need one to register.</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/right-to-rent</loc><image:image><image:loc>https://settleuk.uk/images/hero/moving-in-rent.webp</image:loc><image:caption>Couple carrying moving boxes into a rented home</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/right-to-rent-check/explainer.webp</image:loc><image:caption>Right to rent: England only</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/right-to-work-share-code</loc><image:image><image:loc>https://settleuk.uk/images/hero/work-employment.webp</image:loc><image:caption>New employee talking with a colleague at work</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/right-to-work-share-code/explainer.webp</image:loc><image:caption>Right to work: share and check</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/state-pension</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking their bank balance beside a letter and mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/state-pension-payment-dates/payment-explainer.webp</image:loc><image:caption>NI digits 00–19 Monday | 20–39 Tuesday; 40–59 Wednesday | 60–79 Thursday; 80–99 Friday | Usually paid every 4 weeks</image:caption></image:image></url><url><loc>https://settleuk.uk/tools/take-home-pay</loc><image:image><image:loc>https://settleuk.uk/images/hero/phone-bank-payslip.webp</image:loc><image:caption>Hands checking a phone beside a bank card and payslip</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/take-home-pay-calculator/pay-flow.webp</image:loc><image:caption>Gross salary less tax, employee National Insurance, pension cash cost and loan deductions gives estimated take-home pay</image:caption></image:image></url><url><loc>https://settleuk.uk/settling-in/tax-code</loc><image:image><image:loc>https://settleuk.uk/images/hero/phone-bank-payslip.webp</image:loc><image:caption>Hands holding a phone and bank card beside a printed payslip</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/tax-code-explained/explainer.webp</image:loc><image:caption>Read the whole tax code: 1257L is common for one job or pension; S means Scottish rates; C means Welsh rates; W1 or M1 means emergency basis.</image:caption></image:image></url><url><loc>https://settleuk.uk/bulky-waste/guides/tip-opening-times</loc><image:image><image:loc>https://settleuk.uk/images/hero/terraced-houses.webp</image:loc><image:caption>Red-brick terraced houses with wheelie bins outside</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/tip-opening-times/disposal-checks.webp</image:loc><image:caption>Recycling-centre visit checks: check site hours, check booking and check accepted items</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/universal-credit</loc><image:image><image:loc>https://settleuk.uk/images/hero/benefit-payments.webp</image:loc><image:caption>Person checking their bank balance beside a letter and mug of tea</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/universal-credit-payment-dates/payment-explainer.webp</image:loc><image:caption>First assessment period starts when you claim; Payment usually 7 days after the period ends; First payment usually takes around 5 weeks</image:caption></image:image></url><url><loc>https://settleuk.uk/payment-dates/winter-fuel</loc><image:image><image:loc>https://settleuk.uk/images/hero/winter-heating.webp</image:loc><image:caption>Older woman by a radiator on a frosty morning</image:caption></image:image><image:image><image:loc>https://settleuk.uk/images/winter-fuel-payment-dates/explainer.webp</image:loc><image:caption>Qualifying week: 21 to 27 September 2026; Letters: October or November; Most payments: November or December 2026; Not paid by 27 January 2027? Contact the Centre</image:caption></image:image></url><url><loc>https://settleuk.uk/</loc><image:image><image:loc>https://settleuk.uk/images/hero/uk-street.webp</image:loc><image:caption>Homes and a street in the UK</image:caption></image:image></url></urlset>